Predictable Pay
Early Pay Program for General Contractors
Realize returns of $1M to $2.5M for every $500M in subcontractor spend—a level of return unmatched by other short-term initiatives.
Get startedBilld Predictable Pay delivers millions in additional returns for general contractors
General contractors are discovering that adopting predictable pay is a high-impact, low-effort initiative, delivering immediate cash returns. Early pay programs, used for decades in other industries, are now changing the game for GCs by increasing margins and minimizing risk, all while significantly benefiting their subcontractors.
See how it worksHear about Predictable Pay from the people using it
“Billd has truly moved the needle on our early pay programs adoption, something we've been striving for. They're not just running the program—they're fundamentally improving how we support our trade partners.”
When subcontractors struggle with cash flow, GCs feel the impact:
- Higher sub default rates
- Weak project performance and costly delays
- More expensive bids and lower-quality work
- Risk to margins, schedules, and reputation
Early pay isn't new. In fact, there is a long history of early pay as a competitive lever in other markets. They emerged in response to a common challenge: How can companies manage the timing of payments between those who buy goods and services, and those who provide them? Find out how the construction industry is adopting the model.
Read the case studyIntroducing Billd Predictable Pay
A fully managed early pay platform for construction
Billd handles the entire program—from onboarding and education to technology and ongoing support—so your team doesn't take on extra work.
Flexible capital structure
Choose the funding mix that fits your business—your capital, outside funding, or a hybrid. We'll tailor the program to optimize cash flow and revenue.
Seamless integration with how you work
Keep your current pay app review and approval process. Our GC early payment platform lets you choose which invoices or subcontractors are eligible—no new systems, no workflow disruptions.
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Learn how Billd Predictable Pay can help you attract more subcontractors and win more bids.
Keys to a successful early pay program
Embracing early pay is the first step. Lasting results depend on how you design and run the program. These keys help GCs build trust, capture value, and scale with confidence.
Predictable payment terms
Clearly define the payment terms and ensure they are consistently met. This builds trust with your subcontractors.
Learn moreEase of subcontractor signup
The onboarding process should be simple and straightforward for subcontractors to encourage participation.
Learn moreFlexibility for the contractor
The program should be flexible enough to accommodate different project needs and subcontractor preferences.
Learn moreAbility to capture early pay discounts
Negotiate early pay discounts with your subcontractors to maximize the financial benefits of the program.
Learn moreScalability for growth
As your business grows, the program should be able to scale to meet the needs of more projects and subcontractors.
Learn moreFinancial and operational gains
Significant returns
Boost project margins, increase profitability, and strengthen financial performance by capturing discount revenue. This is achievable when leveraging your own capital or when receiving rebates with third-party funding.
More competitive bids
Offering early payment options to your subcontractors can lead to more competitive bids for your projects, since subcontractors are eager to work with GCs who let them control when they get paid.
Reduced risk
Fewer subcontractor defaults, lien filings, and project delays help protect schedules, avoid costly liquidated damages, and safeguard both your company's reputation and future opportunities.
Healthier supply chain
Stronger subcontractors mean more consistent delivery, fewer disruptions across projects, improved reliability in your pipeline, and greater confidence in meeting client expectations.
Stronger GC-sub relationships
Build loyalty with subcontractors, secure best-in-class return partners, create long-term alignment on projects, and enhance the quality of your working relationships.
Provide real value to DBE subcontractors
Offer a program that delivers DBE businesses meaningful access to low-cost cash, helping them strengthen working capital, broaden their capacity, and better participate in your projects.
Why partner with Billd?
We're trusted leaders in construction finance, with $1B+ financed for 1,500+ subcontractors.
A proven platform built for construction payments, trusted and reliable for seamless adoption.
Safe-space engagement where Billd handles financial conversations with subcontractors, driving higher participation.
Our success is your success. We partner with you every step of the way to ensure proper implementation and execution.
Early pay sets you apart and secures your future
We will educate you on how early pay works, the value it creates for your business and subcontractors, and align your internal teams on critical success factors. We help you build the business case for early pay and provide insights into what makes a successful program. This is a true partnership with General Contractors that improves how payments move through construction and delivers real value to all participants. Start building stronger subcontractor relationships, improving project outcomes, and creating a new revenue stream for your business.
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