Latest article
Finance|8 min read
Built with Billd Blog
Expert strategies, comprehensive guides, and industry insights for growth-focused commercial subcontractors.
Email address*
Construction
Understanding Auction Pricing in GC Early Pay Programs
Early pay programs are gaining traction in construction as general contractors seek ways to improve their margins and support subcontractors’ cash flow, thereby minimizing project risk. However, the structure of the early pay program can significantly affect whether subcontractors actually participate. Early pay programs can be priced in several ways, including fixed-rate, time-based, negotiated, and [...]
8 min readApr 14, 2026
Construction
The Emergence of Early Pay Programs: A History of Supply Chain Finance
In sectors like retail and manufacturing, early pay programs have evolved into an essential, standard lever for capturing supply chain margin. And while the construction industry has been slower to adopt this model, general contractors are beginning to see the value. Looking back, early pay programs emerged in response to a common challenge across industries: [...]
10 min readFeb 3, 2026
Construction
A Guide to General Contractor Early Pay Programs: What They Are & How They Work
Forward-thinking general contractors who are looking for ways to address industry-wide cash flow challenges are increasingly turning to GC early pay programs to minimize risk, save time, and keep projects on track. While early pay programs have existed for decades in retail, manufacturing, consumer goods, and other sectors, they have recently gained traction in the [...]
11 min readJan 27, 2026
Featured
How to Build Fail-Safe Revenue Targets for 2026
If you’re looking to grow your subcontracting business, it can be tempting to set a 20% or 30% goal and immediately start bidding on the projects required to make it happen. But in Clay Young’s 30 year experience as a subcontracting Chief Estimator, then Managing Partner, then Owner, anything less than a rigorous, long-term forecasting [...]
6 min readJan 12, 2026
Featured
Key Takeaways from “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint (Part 2)”
As a subcontracting executive, you're constantly navigating operational challenges: demanding project schedules, managing field and office teams, and above all, keeping an eye on your cash flow. In an industry where long payment cycles are the norm, a proactive capital strategy is how you create the foundation for stability and growth. In the final installment [...]
4 min readNov 13, 2025
Featured
Billd Launches Predictable Pay with General Contractors, Establishing a New Payment Standard in Construction
Austin, TX – September 23, 2025 – Billd, the leading provider of financial solutions for commercial subcontractors, has announced Predictable Pay, an early pay program developed in collaboration with general contractors. Predictable Pay improves cash flow and liquidity for subcontractors by providing access to faster, more predictable payments, resulting in strong project performance, reduced risk, [...]
1 min readSep 23, 2025
Featured
A CFO’s Take: How a Cash-Only Strategy Limits Growth
As an experienced subcontracting executive, you’ve already learned how to overcome problems that hold most subcontracting businesses back—slow pay, labor challenges, project and material delays, and razor-thin margins. You've built strong relationships and a resilient business that can weather the unpredictable nature of the industry. And you’ve done it largely by leaning on your cash [...]
4 min readAug 26, 2025
Featured
5 Insights from Billd’s Subcontractor Meetup “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint”
Part one of our two-part subcontractor Meetup series brought together three seasoned construction industry leaders—Matt Verderamo (Well Built Construction Consulting), Luke Boyenger (Cruzumi CFO & Advisory), and Jarred Craddock (StruktureOne)—to discuss how subcontractors can build a strong capital strategy that helps them become more resilient and positioned for growth. They dug deep into how subcontractors [...]
4 min readAug 18, 2025
Featured
Why a Strong Capital Strategy is Your Best Defense Against Project Delays
Subcontractors frequently face delays due to shifting project timelines, putting them in a “hurry up and wait” scenario. They pay for the materials, secure the labor—then wait to begin work. This can create logistical problems, and can put a strain on cash flow. Subcontractors pay for materials and labor but aren’t able to bill for [...]
4 min readAug 13, 2025
The Billder's Bulletin
Construction finance intelligence, delivered monthly.
Join thousands of construction executives getting the Billder's Bulletin.